M-13, Gole Market, Mahanagar,
Lucknow, Uttar Pradesh 226006

  • An Applicant can choose a monthly installment value in multiples of Rs. 1000 /- (Rupees One Thousand only), subject to a minimum of Rs. 1000/- (Rupees One Thousand Only) per month, per customer.
  • Pay monthly installment as per your convenience by Cash, Credit Card, Debit Card or any mode of online before the due date.
  • Redemption against the scheme is allowed against Jewellery 11+1 Bonus Scheme.
  • Under Gold Scheme (Fixed Value, Fixed Weight) any product can be purchased in the showroom.
  • Earn 100% of one month's installment at the end of 11+1 bonus scheme forming the 12-month scheme as mentioned in the table.

Yes, you can get this from our BK Saraf ‘Jewellers’ showroom, M13, Gole Market Mahanagar Lucknow or you can get the same through other online mode also.

  • The first installment is to be paid through online and offline both.
  • Subsequent installments can be paid through Post-dated cheques, NACH apart from Cash/Card or Online.
  • Only Local Cheques or Cheques Payable at par are accepted and must be drawn in favor of "BK SARAF PVT LTD".
  • Single payment instrument cannot be accepted for payment of multiple scheme accounts.

  • Under '11+1' bonus scheme if the customer wants to discontinue the plan before maturity, the customer will be refunded only the amount deposited till discontinuation. The same will be refunded after 364 days of enrollment date. The customer will not be eligible for bonus amount.
  • Under 'Gold Scheme' the customer will be refunded only the amount deposited or an amount equivalent to the gold deposited till discontinuation. The same will be refunded after 364 days of enrollment date.

  • Just fill in a simple Enrollment Form and make payment of 1st installment along with any of under mentioned documents for identity proof.
  • Voter Identity Card (ii) Aadhar Card (iii) PAN Card (iv) Passport (v) Driving License.
  • PAN Card copy is mandatory, in case maturity amount is equal to or more than Two Lakhs (2, 00,000/-) per member/application.
  • You may also nominate any person as a nominee to your account. You need to provide the name & contact details & an identification proof of the nominee.